:root{--navy: #152238;--paper: #F7F5F0;--ink: #1A1A1A;--gold: #B79546;--white: #ffffff;--grey: #E8E6E1;--primary-blue: #B79546;--primary-blue-hover: #9A7B3A;--secondary-grey: #6B6B6B;--medium-grey: #8C8C8C;--light-grey: #BDBDBD;--offwhite: var(--paper);--dark-grey: var(--ink);--success-green: #059669;--font-serif: Georgia, serif;--font-sans: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-code: Menlo, Monaco, Consolas, monospace;--h1-hero: 48px;--h1-section: 40px;--h2: 32px;--h3: 24px;--lead: 18px;--body: 16px;--small: 14px;--eyebrow: 12px;--xs: .5rem;--sm: 1rem;--md: 1.5rem;--lg: 2rem;--xl: 3rem;--2xl: 4rem;--max-width: 1200px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth}body{font-family:var(--font-sans);color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased;padding-top:70px;scroll-padding-top:70px}h1,h2,h3,h4{font-family:var(--font-serif);line-height:1.2;font-weight:700;margin-bottom:var(--md)}h1{font-size:var(--h1-hero)}h2{font-size:var(--h2)}h3{font-size:var(--h3)}p{font-size:var(--body);margin-bottom:var(--md);max-width:65ch}p:last-child{margin-bottom:0}a{color:var(--primary-blue);text-decoration:underline;transition:color .2s}a:hover{color:var(--primary-blue-hover)}.container{max-width:var(--max-width);margin:0 auto;padding:0 var(--sm)}section{padding:6rem 0}.nav-fixed{position:fixed;top:0;left:0;right:0;z-index:100;background:var(--white);box-shadow:0 1px 2px #0000000d;border-bottom:1px solid rgba(0,0,0,.06)}.nav-inner{max-width:var(--max-width);margin:0 auto;padding:0 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0}}.hero{position:relative;background-image:linear-gradient(168deg,#152238,#1b2c47 55%,#152238);background-size:cover;background-position:center;background-attachment:fixed;padding:6rem 0;min-height:75vh;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 70% 50%,rgba(201,168,76,.08) 0%,transparent 60%),radial-gradient(ellipse at 20% 80%,rgba(255,255,255,.03) 0%,transparent 50%);pointer-events:none}.hero-inner{position:relative;z-index:1;max-width:800px;margin:0 auto;padding:0 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0}.hero-divider{width:3rem;height:2px;background:var(--white);margin:var(--md) 0}.hero-cta{display:flex;gap:var(--md);flex-wrap:wrap;justify-content:center;margin-top:var(--xl)}.hero .btn{text-decoration:none;padding:1rem 2rem;border-radius:4px;font-weight:600;display:inline-block;transition:background .2s;min-width:240px;text-align:center;box-shadow:0 2px 8px #00000026}.hero .btn:hover{background:var(--primary-blue-hover)}@media(max-width:768px){.hero{background-attachment:scroll;min-height:60vh;padding:var(--xl) 0}.hero-tagline{font-size:24px}.hero-differentiator{font-size:20px}.hero h1{font-size:28px}.hero-mission{font-size:1.1rem}.hero-cta{flex-direction:column;align-items:center}.hero .btn{width:100%;max-width:300px}}.bg-offwhite{background:var(--paper)}.bg-grey{background:var(--grey)}.bg-navy{background:var(--navy);color:var(--white)}.bg-navy h2,.bg-navy h3{color:var(--white)}.bg-navy p,.bg-navy 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h3{margin-bottom:var(--sm);color:var(--navy)}.three-col-item p{color:var(--secondary-grey);font-size:var(--body)}@media(max-width:768px){.three-col{grid-template-columns:1fr;gap:var(--md)}}.callout{background:var(--grey);padding:var(--xl);border-left:4px solid var(--primary-blue);margin:var(--xl) 0;max-width:var(--max-width);margin-left:auto;margin-right:auto}.callout .btn{display:inline-block;margin-top:var(--md);box-shadow:0 2px 8px #00000026}.prose blockquote{font-family:var(--font-serif);font-size:28px;font-style:italic;color:var(--navy);border-left:4px solid var(--primary-blue);padding-left:var(--lg);margin:var(--xl) 0 var(--lg) 0;line-height:1.5;font-weight:500}.prose blockquote p{font-family:var(--font-serif);font-size:28px;margin:0}.prose p{font-family:var(--font-sans);font-size:var(--body);line-height:1.8;color:var(--ink);margin-bottom:var(--lg)}.bg-navy .prose p{color:var(--medium-grey)}.bg-navy .prose blockquote{color:var(--offwhite);font-size:24px}.bg-navy .prose blockquote p{font-size:24px}.prose h2,.prose h3{font-family:var(--font-serif);color:var(--navy);margin-top:var(--2xl);margin-bottom:var(--md)}.prose h2{font-size:var(--h2)}.prose h3{font-size:var(--h3)}.prose .eyebrow{font-family:var(--font-sans);font-size:var(--eyebrow);font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--primary-blue);margin-bottom:var(--sm);display:block}.callout strong{display:block;font-family:var(--font-serif);font-size:var(--h3);margin-bottom:var(--sm);color:var(--navy)}.callout p{color:var(--secondary-grey);font-size:var(--body);margin-bottom:0}.founder-strip-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--lg);max-width:820px;margin:var(--lg) auto var(--xl)}.founder-card{background:var(--white);padding:var(--lg);border-radius:4px;box-shadow:0 1px 2px #0000000d,0 4px 16px 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#00000026}.founder-strip-contact a:hover{background:var(--primary-blue-hover);border-color:transparent}@media(max-width:768px){.founder-strip-grid{grid-template-columns:1fr}.founder-card{align-items:center;text-align:center}.founder-card-photo{width:200px;height:200px;margin:0 auto}}.comparison-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--lg);max-width:var(--max-width);margin:var(--xl) auto}.comparison-block{padding:var(--lg);background:var(--white);border-radius:4px;border:1px solid transparent;transition:box-shadow .2s,border-color .2s}.comparison-block:hover{box-shadow:0 4px 6px #00000012}.comparison-block h3{margin-bottom:var(--sm);color:var(--navy)}.comparison-block p{color:var(--secondary-grey);font-size:var(--body);line-height:1.6}.comparison-block.highlight{border-color:var(--gold, #B79546);background:var(--navy);box-shadow:0 6px 18px #15223840}.comparison-block.highlight h3{color:var(--paper, #F7F5F0)}.comparison-block.highlight p{color:#cdd5e0}@media(max-width:1024px){.comparison-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.comparison-grid{grid-template-columns:1fr}}.team-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--lg);max-width:var(--max-width);margin:0 auto var(--2xl)}.team-card{background:var(--white);padding:var(--lg);border-radius:4px;box-shadow:0 1px 2px #0000000d,0 4px 16px #0000000d;transition:box-shadow .2s}.team-card:hover{box-shadow:0 4px 12px #00000014}.team-card-photo{width:250px;height:250px;border-radius:50%;object-fit:cover;object-position:top;display:block;margin-bottom:var(--lg)}.team-card h3{margin-bottom:var(--xs);color:var(--navy);font-size:var(--h3)}.team-card-title{font-size:var(--eyebrow);font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--primary-blue);margin-bottom:var(--sm);display:block}.team-card-tags{display:flex;flex-wrap:wrap;gap:var(--xs);margin-bottom:var(--md)}.team-card-tag{font-size:var(--eyebrow);padding:.25rem .75rem;background:var(--white);border:1px solid var(--medium-grey);color:var(--secondary-grey);border-radius:4px;font-family:var(--font-sans)}.team-card p{font-size:var(--small);color:var(--secondary-grey);margin-bottom:var(--md);line-height:1.6}.team-card-links{display:flex;gap:var(--lg);font-size:var(--small);flex-wrap:wrap}.team-card-links a{color:var(--primary-blue);text-decoration:none;border-bottom:1px solid transparent;transition:color .2s,border-color .2s}.team-card-links 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h2{color:var(--white);font-size:var(--h2);margin-bottom:var(--sm);max-width:680px;margin-left:auto;margin-right:auto}.cta-section p{color:var(--medium-grey);font-size:var(--body);max-width:640px;margin:0 auto var(--xl);line-height:1.8}.cta-buttons{display:flex;gap:var(--lg);justify-content:center;flex-wrap:wrap;margin-top:var(--xl)}.cta-buttons .btn{padding:.875rem 1.75rem;border-radius:4px;font-weight:600;text-decoration:none;display:inline-block;transition:background .2s}.btn-secondary{background:transparent;color:var(--white);border:1px solid rgba(255,255,255,.4)}.btn-secondary:hover{border-color:var(--white);color:var(--white)}.steps{display:flex;flex-direction:column;gap:var(--xl);max-width:780px;margin:0 auto}.step{display:grid;grid-template-columns:3.5rem 1fr;column-gap:var(--lg);align-items:start}.step-number{grid-row:1 / span 2}.step h3{grid-column:2}.step p{grid-column:2;max-width:62ch}.step-number{font-size:48px;font-weight:700;color:var(--navy);line-height:1;flex-shrink:0}.bg-navy .step-number{color:var(--primary-blue)}.step h3{margin-bottom:var(--sm);color:var(--navy);font-size:var(--h3)}.step p{color:var(--secondary-grey);font-size:var(--body);margin-bottom:0;line-height:1.6}@media(max-width:640px){.step{flex-direction:column;gap:var(--sm)}.step-number{font-size:36px}}.criteria-list{list-style:none;max-width:720px;margin:0 auto}.criteria-list li{padding:var(--md) 0;border-bottom:1px solid var(--medium-grey);line-height:1.7}.criteria-list li:last-child{border-bottom:none}.criteria-list li strong{display:block;margin-bottom:var(--xs);font-family:var(--font-serif);color:var(--navy);font-size:var(--body)}.criteria-list li p{color:var(--secondary-grey);font-size:var(--body);margin-bottom:0;line-height:1.7}.faq-container{max-width:760px;margin:0 auto}.faq-container details{border-bottom:1px solid var(--medium-grey);padding:var(--md) 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var(--sm)}.contact-heading{font-family:var(--font-serif);margin-bottom:var(--sm);color:var(--navy)}.contact-lead{color:var(--secondary-grey);font-size:var(--body);margin-bottom:var(--sm)}.contact-sub{color:var(--medium-grey);font-size:var(--small);margin-bottom:var(--xl)}.form-group{margin-bottom:var(--lg)}.form-group label{display:block;margin-bottom:var(--xs);font-weight:600;font-size:var(--small);letter-spacing:.04em;text-transform:uppercase;color:var(--navy)}.form-group input,.form-group textarea{width:100%;padding:.875rem 1rem;border:1px solid var(--medium-grey);border-radius:4px;font-family:var(--font-sans);font-size:var(--body);background:var(--white);color:var(--navy);transition:border-color .2s,box-shadow .2s}.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--primary-blue);box-shadow:0 0 0 3px #2563eb26}.form-group textarea{min-height:200px;resize:vertical}.form-status{padding:var(--sm) 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#0000001f;transform:translateY(-2px)}.blog-card-label{font-family:var(--font-sans);font-size:var(--eyebrow);font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--primary-blue);margin-bottom:var(--sm);display:block}.blog-card h3{font-family:var(--font-serif);font-size:var(--h3);color:var(--navy);margin-bottom:var(--sm);line-height:1.4;flex-grow:1}.blog-card p{font-size:var(--body);color:var(--secondary-grey);margin-bottom:var(--lg);line-height:1.6;flex-grow:1}.blog-card-cta{font-family:var(--font-sans);font-size:var(--small);font-weight:600;color:var(--primary-blue);text-decoration:none;margin-top:auto;display:inline-block;transition:color .2s}.blog-card-cta:hover{color:var(--primary-blue-hover)}.blog-post{max-width:720px;margin:0 auto var(--2xl);padding:0 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span{display:inline-flex;align-items:center;gap:.25rem}.error-page{min-height:60vh;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:var(--xl);text-align:center}.error-title{font-family:var(--font-serif);font-size:var(--h1-hero);color:var(--navy);margin-bottom:var(--md)}.error-message{font-family:var(--font-sans);font-size:var(--body);color:var(--secondary-grey);max-width:400px;margin-bottom:var(--xl);line-height:1.6}.error-actions{display:flex;gap:var(--md);flex-wrap:wrap;justify-content:center}.error-btn{display:inline-block;padding:.875rem 1.75rem;border-radius:4px;font-weight:600;text-decoration:none;transition:background .2s,color .2s;min-height:44px}.error-btn-primary{background:var(--primary-blue);color:var(--white)}.error-btn-primary:hover{background:var(--primary-blue-hover)}.error-btn-secondary{background:transparent;color:var(--primary-blue);border:1px solid 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a:hover{color:#ffffffd9}.pilot-footer__nav{list-style:none;display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:flex-end;margin:0;padding:0}.pilot-footer__nav a{color:#ffffff80;font-size:13px;transition:color .2s;min-height:44px;display:inline-flex;align-items:center;text-decoration:none}.pilot-footer__nav a:hover{color:#ffffffd9}@media(max-width:900px){.pilot-nav__links{display:none}.pilot-nav__hamburger{display:flex;align-items:center;justify-content:center}.pilot-credibility__grid{grid-template-columns:1fr;gap:48px}.pilot-philosophy__inner,.pilot-founder{grid-template-columns:1fr;gap:32px}.pilot-founder--reversed{grid-template-columns:1fr}.pilot-founder--reversed .pilot-founder__image-wrap,.pilot-founder--reversed .pilot-founder__content{order:0}.pilot-founder__image-wrap{width:220px;height:220px}.pilot-footer__inner{flex-direction:column;gap:24px}.pilot-footer__nav{justify-content:flex-start}.pilot-footer__legal 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var(--pilot-gold);padding:20px 24px;margin-bottom:40px;max-width:720px}.pilot-article-note p{font-size:14px;line-height:1.65;color:var(--pilot-text-dark-muted);margin:0}.pilot-article-note a{color:var(--pilot-navy);text-decoration:underline;text-decoration-color:var(--pilot-gold);text-underline-offset:2px}.pilot-article-cta{background:var(--pilot-paper);border-top:1px solid var(--pilot-grey);border-bottom:1px solid var(--pilot-grey);padding:48px 0;margin:48px 0;text-align:center}.pilot-article-cta__heading{font-size:clamp(22px,2.5vw,28px);color:var(--pilot-ink);margin-bottom:12px}.pilot-article-cta__body{font-size:16px;line-height:1.65;color:var(--pilot-text-dark-muted);max-width:480px;margin:0 auto 24px}.pilot-article-cta__button{display:inline-block;padding:14px 32px;background:var(--pilot-gold);color:var(--pilot-navy);font-size:15px;font-weight:700;border-radius:4px;min-height:44px;text-decoration:none;transition:background 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var(--pilot-grey)}.pilot-portfolio-card__detail-list li:first-child{border-top:none;padding-top:0}.pilot-portfolio-card__disclaimer{font-size:13px;line-height:1.55;color:var(--pilot-text-dark-muted);font-style:italic;margin-top:16px}@media(max-width:900px){.pilot-portfolio-card{grid-template-columns:1fr;gap:32px}}@media(max-width:600px){.pilot-portfolio{padding:64px 0}.pilot-portfolio-card{padding:48px 0}.pilot-portfolio-card__detail{padding:24px}}@media(max-width:600px){.pilot-article{padding:48px 0}.pilot-article-cta{padding:36px 0;margin:36px 0}.pilot-article-note{padding:16px 20px}}.pilot-about-eyebrow{display:inline-block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--pilot-gold);font-weight:600;margin-bottom:8px}.pilot-about-tags{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px}.pilot-about-tag{display:inline-block;font-size:12px;padding:6px 14px;background:var(--pilot-paper);border:1px solid 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12px}.pilot-contact__footer-note p:last-child{margin-bottom:0}.pilot-contact__footer-note a{color:var(--pilot-navy);text-decoration:underline;text-decoration-color:var(--pilot-gold);text-underline-offset:2px}.pilot-form__required{color:var(--pilot-gold)}@media(max-width:900px){.pilot-about-links{gap:16px}.pilot-about-cta-buttons{flex-direction:column;align-items:flex-start}}@media(max-width:600px){.pilot-contact{padding:48px 0}.pilot-contact__badges{flex-direction:column;gap:12px}.pilot-contact__footer-note a{display:inline-flex;align-items:center;min-height:44px}.pilot-about-cta-buttons{flex-direction:column;align-items:stretch}.pilot-about-cta-secondary{text-align:center}.pilot-comparison--highlight{padding-left:16px}}.pilot-blog-back{display:inline-flex;align-items:center;min-height:44px;margin-bottom:20px;color:var(--pilot-text-muted);font-family:var(--pilot-font-sans);font-size:14px;font-weight:600;text-decoration:none}.pilot-blog-back:hover,.pilot-blog-back:focus-visible{color:var(--pilot-gold)}[data-pilot] .article-trust-note{max-width:720px;margin:0 auto 40px;padding:20px 24px;border-left:3px solid var(--pilot-gold);background:var(--pilot-paper);color:var(--pilot-text-dark-muted);font-size:14px;line-height:1.65;border-radius:0}[data-pilot] .article-trust-note p{margin:0;font-size:14px;line-height:1.65;color:var(--pilot-text-dark-muted)}[data-pilot] .article-trust-note .primary-sources{margin-top:.75rem}[data-pilot] .article-trust-note a{color:var(--pilot-navy);text-decoration:underline;text-decoration-color:var(--pilot-gold);text-underline-offset:2px}[data-pilot] .related-guides{max-width:720px;margin:48px auto 0;padding-top:48px;border-top:1px solid var(--pilot-grey)}[data-pilot] .related-guides h2{font-family:var(--pilot-font-serif);font-size:clamp(24px,3vw,32px);color:var(--pilot-ink);margin-bottom:24px;line-height:1.2}[data-pilot] .related-guides-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}[data-pilot] .related-guide-card{display:flex;flex-direction:column;gap:6px;padding:20px;border:1px solid var(--pilot-grey);border-radius:0;color:inherit;text-decoration:none;background:var(--pilot-white);transition:border-color .2s}[data-pilot] .related-guide-card:hover,[data-pilot] .related-guide-card:focus-visible{border-color:var(--pilot-gold);transform:none}[data-pilot] .related-guide-card strong{font-family:var(--pilot-font-sans);font-size:15px;color:var(--pilot-ink)}[data-pilot] .related-guide-card span{font-size:14px;line-height:1.55;color:var(--pilot-text-dark-muted)}[data-pilot] .seller-pillars{font-size:14px;line-height:1.65;color:var(--pilot-text-dark-muted);margin-top:24px}[data-pilot] .seller-pillars a{color:var(--pilot-navy);text-decoration:underline;text-decoration-color:var(--pilot-gold);text-underline-offset:3px}@media(max-width:760px){[data-pilot] .related-guides-grid{grid-template-columns:1fr}[data-pilot] .related-guide-card{min-height:44px}}@media(max-width:600px){[data-pilot] .related-guides{margin-top:36px;padding-top:36px}[data-pilot] .article-trust-note{padding:16px 20px;margin-bottom:32px}}.pilot-hero--utility{padding-top:88px;padding-bottom:64px}.pilot-hero__meta{margin:20px 0 0;color:var(--pilot-text-muted);font-family:var(--pilot-font-sans);font-size:14px}.pilot-article--utility{padding-top:72px;padding-bottom:88px}.pilot-404{display:flex;align-items:center;min-height:68vh;padding:96px 0;background:var(--pilot-paper);text-align:center}.pilot-404__code{display:block;margin-bottom:12px;color:var(--pilot-gold);font-family:var(--pilot-font-sans);font-size:14px;font-weight:700;letter-spacing:.18em}.pilot-404__title{margin-bottom:20px;color:var(--pilot-ink);font-family:var(--pilot-font-serif);font-size:clamp(48px,8vw,88px);line-height:1}.pilot-404__message{max-width:540px;margin:0 auto 36px;color:var(--pilot-text-dark-muted);font-size:18px;line-height:1.65}.pilot-404__actions{display:flex;flex-wrap:wrap;justify-content:center;gap:12px}.pilot-404__btn-primary,.pilot-404__btn-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 24px;border:1px solid var(--pilot-navy);border-radius:4px;font-family:var(--pilot-font-sans);font-size:15px;font-weight:700;text-decoration:none}.pilot-404__btn-primary{background:var(--pilot-navy);color:var(--pilot-white)}.pilot-404__btn-secondary{background:transparent;color:var(--pilot-navy)}.pilot-404__btn-primary:hover,.pilot-404__btn-primary:focus-visible{background:var(--pilot-ink)}.pilot-404__btn-secondary:hover,.pilot-404__btn-secondary:focus-visible{border-color:var(--pilot-gold);color:var(--pilot-ink)}@media(max-width:600px){.pilot-hero--utility{padding-top:64px;padding-bottom:48px}.pilot-article--utility{padding-top:48px;padding-bottom:64px}.pilot-404{min-height:60vh;padding:72px 0}.pilot-404__actions{flex-direction:column}.pilot-404__btn-primary,.pilot-404__btn-secondary{width:100%}}@media(prefers-reduced-motion:reduce){[data-pilot] *,[data-pilot] *:before,[data-pilot] *:after{transition:none!important;animation:none!important;scroll-behavior:auto!important}[data-pilot]{scroll-behavior:auto}}